Our Products

GAP Insurance

Vehicles depreciate in value at an alarming rate. If the motor insurers decide a vehicle is a write off they will only pay what they consider to be the market value for the vehicle. This could be less than what is outstanding on finance and is very likely to be less than the original value. GAP Insurance covers the financial shortfall and we have a range of GAP products that are tailored to how your customer has acquired their vehicle. Available for both private and commercial vehicles. Please contact us for more information.

We can offer cover for: cars, light vans, commercial vehicles up to 44 ton, driving schools, fleets, motor homes & motorbikes.

Agreed Value GAP

A different type of GAP Insurance that is designed to protect the value of a car today. Our system will value the vehicle using Glass’s Consumer Motoring Guide (dealer showroom condition). This will be the price we pay back to in the event of a total loss. Annually renewable and an excellent product for clients who have owned their vehicle between 3 to 72 months. Product is designed to meet the requirements of the latest ABI good practice code for GAP Insurance.

Excess Insurance

We now offer various annually renewable excess insurance policies including:

• Motor Excess Insurance — Covers your client’s excess in the event of a fault claim.
• Motor Excess Plus — Covers all cars excesses registered at the clients home address in the event of a fault claim.
• Lifestyle Excess — 1 simple policy that will reimburse your clients non recoverable excess on the following 3 main policies: Motor Insurance, Home Insurance, Travel Insurance.

Key Insurance

We now offer Key Insurance but with a difference. The policy provides a benefit of up to £1500 in respect of: locksmith charges; replacement locks; onward travel plus 2 branded key fobs for your client that will help repatriate the keys if they are ever lost. The difference with our product is that there is no minimum order and your fob is branded with your choice of logo, marketing message and telephone number. Call us to see some samples.

Motor Breakdown

Various levels of cover available including home assistance.

Payment Protection

Monthly Mortgage, Loan, and Income Payment Protection available. Varying levels of cover.

Early Termination Insurance (schemes only)

Protects an individual or company against penalty charges when a vehicle is returned early to the Finance or Contract Hire Company. Insurable risks include Unemployment, Resignation and Loss of Licence.